Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown real estate and homes for sale in Louisiana - Carolyn Talbert, REALTOR® Carolyn Talbert REALTOR(r) for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown, Louisiana real estate - NUMBER1EXPERT™ Carolyn Talbert NUMBER1EXPERT(tm) for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown, Louisiana real estate

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Carolyn Talbert, REALTOR®, real estate agent and broker for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me today @ 504-330-0901.


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Mortgage Calculators: Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home buying, real estate listings, and homes for sale in Jefferson County, LA
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

How Much Should Your Income Be?

What income is required to qualify for a mortgage? That largely depends on your monthly debt payments and the current interest rate. This calculator collects these important variables and determines your required income to qualify for your desired mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Desired mortgage amount
The total loan amount you are looking to qualify for.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Carolyn Talbert, REALTOR®, real estate agent and broker for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Carolyn Talbert
Keller Williams Realty
4725 Veterans Memorial Blvd.
Metairie, LA. 70006
Direct: 504 330-0901
Home: 504 455-9351
Office: 504 455-0100
Fax: 504 459-3535
Email: Carolyn@MetairieHomes.com

Carolyn Talbert is the top agent in the New Orleans Metropolitan Area in residential sales, with over 525 million in sales. She has been one of the top residential producers in Greater New Orleans for 30 years. Carolyn Talbert's goal is to provide the best service available in the New Orleans Metro area. As one of America's Number 1 Experts™ in the Metairie, New Orleans, French Quarter, Kenner, Lake Front, and Uptown area, Carolyn is well-equipped to handle all of your real estate needs. Call or email her today!

REALTORMLSEqual Housingwcr


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