Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown real estate and homes for sale in Louisiana - Carolyn Talbert, REALTOR® Carolyn Talbert REALTOR(r) for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown, Louisiana real estate - NUMBER1EXPERT™ Carolyn Talbert NUMBER1EXPERT(tm) for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown, Louisiana real estate

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Carolyn Talbert, REALTOR®, real estate agent and broker for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me today @ 504-330-0901.


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Mortgage Prequalification: Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home buying, real estate listings, and homes for sale in Jefferson                      County, LA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Kenner, Metairie and New Orleans Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Carolyn Talbert, REALTOR®, real estate agent and broker for Metairie, New Orleans, Algiers, French Quarter, Kenner, Lake Front, Terrytown, and Uptown Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Carolyn Talbert
Keller Williams Realty

4725 Veterans Memorial Blvd.
Metairie, LA. 70006
Direct: 504 330-0901
Home: 504 455-9351
Office: 504 455-0100
Fax: 504 459-3535
Email: Carolyn@MetairieHomes.com

Carolyn Talbert is the top agent in the New Orleans Metropolitan Area in residential sales, with over 525 million in sales. She has been one of the top residential producers in Greater New Orleans for 30 years. Carolyn Talbert's goal is to provide the best service available in the New Orleans Metro area. As one of America's Number 1 Experts™ in the Metairie, New Orleans, French Quarter, Kenner, Lake Front, and Uptown area, Carolyn is well-equipped to handle all of your real estate needs. Call or email her today!

REALTORMLSEqual Housingwcr


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